Efficient, swift, and reliable solutions
We make private real estate lending easy with simple
loan programs and exceptional service
Get to know us
Capital Key Lending was established to meet the increasing need for flexible real estate financing. Our loan programs offer credit solutions that enable borrowers to leverage property values to implement their investment plans.
Experienced real estate finance professionals lead our company with backgrounds in residential mortgages, commercial mortgages, structured finance, and special servicing. With over two decades of industry experience, our team has the expertise to support the growth of your real estate investment business.
Know our loan programs
FIX & FLIP LOANS
Short term loans for investors seeking to renovate properties to sell or refinance as rentals.
SFR1-4, Condos, Townhomes
Up to 90% LTC & 75% ARV
Rates from 9.95%
660 Min. FICO
Loans from $100k to $3MM
Always 100% of rehab cost
Up to 24 month terms available
Non-recourse available
Foreign National up to 75% LTC
No U.S. Credit, Work Visa, or ITIN Required on Foreign National
CONSTRUCTION
Construction loans for shovel-ready lots, teardown, or projects seeking to build & retain the as a rental.
SFR 1-4 Only
Up to 85% LTC and 75% LTV
660 Min. FICO
Loans from $150k to $3MM
100% of construction cost
Interest-only loans, pay only on drawn funds
Up to 24 month terms available
Non-recourse available
BRIDGE
Short-term loans for investors seeking a quick close refi on TCO & Stabilized properties.
SFR1-4, Condos, Townhomes
Multifamily
TCO Build-To-Rent
Up 82.5% LTV
Rates from 9.95%
660 Min. FICO
Cashout up to 72.5% Available
Loans from 150k to $30MM
Up to 36 month terms available
Non-recourse available
Foreign National up to 65% LTV
No U.S. Credit, Work Visa, or ITIN Required on Foreign National
RENTAL LOANS
DSCR loans for investors seeking to finance and hold an unlimited number of rental properties for cashflow.
SFR1-4, Condos, Townhomes
Up to 90% LTC & 75% ARV
Rates from 9.95%
660 Min. FICO
Loans from $100k to $3MM
Always 100% of rehab cost
Up to 24 month terms available
Non-recourse available
Foreign National up to 75% LTC
No U.S. Credit, Work Visa, or ITIN Required on Foreign National
STR's
DSCR loans for investors seeking to purchase or refinance short-term rentals.
SFR1-4, Condos, Townhomes
Up to 80% LTV
Rates from 6.75%
660 Min. FICO
Loans up to $3MM
Single asset or portfolio
30 year term
Interest-Only options and ARMs available
Requires 1 yr operating history & 50% occupancy
Foreign National up to 65% LTV
No U.S. Credit, Work Visa, or ITIN Required on Foreign National
Get your loan funded now!
Find out what makes our borrower experience unique.
Get in touch with a dedicated loan advisor.
A team of experts
Institutionally backed
Competitive rates and products
Speed of execution
Become a Broker
We are excited to partner with you and offer your clients the best Business Purpose lending solutions available. As a leading direct lender, we pride ourselves on providing fast and flexible financing options for our brokers and their clients.
Our simple and efficient intake form makes it easy for brokers to submit their loan scenarios and begin working with our team of experienced professionals. We offer competitive rates, personalized service, and a streamlined process from start to finish.
Join our network of successful brokers and take advantage of our industry-leading speed, tools, and resources. Sign up today to start working with Capital key Lending and experience the benefits of a true lending partner.
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“The best experience I have ever had.
This team is amazing!”
The Team are superstars! They are all stars at getting an investment loan closed and are so incredibly diligent. Other lenders in the investment
property space can leave you at the closing table at the last minute. Do
yourself a favor and work with Capital key Lending to get the deal closed right!
Juan Morales, Advance Capital Funding